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Now Offering Ijarah Financing!
Ijarah Financing in Jamaica
Ijarah Financing is a Shariah-compliant leasing service where CAIF Financing (Lessor) provides customers (Lessee) with the opportunity to lease assets (currently only for equipment or appliances) for a fixed period. Under this arrangement, the customer pays rent over a set period, and at the end of the lease, they may have the option to purchase the asset.
Key features of Ijarah financing provided by CAIF Financing:
- Interest-free structure: No interest is charged, in line with Islamic principles.
- Fixed rentals: Monthly rental payments are fixed and known in advance.
- Asset ownership: Ownership of the asset remains with the lessor (CAIF Advisory) during the lease term but may transfer to the lessee at the end, subject to the agreed terms.
Leasing Asset Up To JMD $50,000
Appliances Financing
We finance home and office appliances such as Washing machines, refrigerator, stoves, industry printers and more.
Equipment Financing
We finance general-purpose equipment such as electrical machines, work equipment, heavy-industrial equipment and more.